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Most important, seek help sez a health care professional.
Try to stay busy even if it's only doing yard work, or cleaning out the garage, or exercising, or doing puzzles. Sometimes you have to force yourself to do things but once you start it takes your mind of your depression. Get together with friends as often as you can, and don't be ashamed of letting them know you're depressed.
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DO NOT pay more than the minimum unless it is the minimum debt.
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Needless to say, friends, lovers and hobbies have been crushed under the wheel of the Almighty Dollar.